Corporate CAD Operations Officer

We are looking for a skilled Corporate CAD Operations Officer to join our team. This role is central to the Credit Administration Department (CAD) and requires professionals with solid experience in handling Corporate, SME, and Commercial banking products. The ideal candidate will ensure that all credit operations, from facility setup to disbursement and post-disbursement activities, are executed smoothly and in compliance with bank policies and regulatory requirements.

Key Responsibilities:

Credit Administration & Operations: Manage the entire lifecycle of credit facilities—from document verification and limit setup in the Core Banking System to loan disbursement and portfolio monitoring .

Product & Limit Knowledge: Demonstrate strong understanding of Corporate, SME, and Commercial lending products, including Working Capital limits (Fund Based & Non-Fund Based) such as Cash Finance, Running Musharakah, and Letters of Credit .

Core Banking Systems Proficiency: Utilize Core Banking Systems for limit activation, drawdowns, and monitoring. Ensure data accuracy and integrity within the system .

Documentation & Compliance: Oversee credit and security documentation, ensuring compliance with credit approval terms, SBP Prudential Regulations, AML/KYC requirements, and internal controls .

Coordination: Liaise with internal teams including Business, Risk, and Operations to resolve issues and ensure seamless processing.

Reporting: Prepare and submit periodic CAD MIS reports for management review and audit purposes .

Eligibility Criteria:

Experience: Relevant experience in Corporate, SME, or Commercial Credit Administration & Operations.

Technical Skills: Excellent grip on Core Banking Systems is mandatory .

Product Knowledge: Familiarity with Corporate/SME/Commercial products and limit structures (e.g., Fund-based vs. Non-Fund-based limits, Cash Margins, Lien, etc.) .

Soft Skills: Strong coordination, analytical, and documentation management skills.